Tis the Season to Elect Better Health--It's Open Season Time

By Workforce News Staff

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The 2019 Open Season for federal civilians runs Nov. 12 to Dec. 9. During Open Season, all Coast Guard federal civilians can make changes to their health insurance.

There are some significant changes affecting certain plans during this open season. Some of these changes will require action on the part of the enrollees. Examples of changes include health plans reducing their service area, plans leaving the FEHB Program, plans terminating options, etc. If you are currently covered by a plan that will be changing, your provider will notify you of these changes. For more information about these end-of-year changes, refer to the Benefits Administration Letter (BAL) 19-403 available at www.opm.gov/retirement-services/publications-forms/benefits-administration-letters.

If you are already enrolled in a participating FEHB Plan and make no election, your coverage will continue automatically, although benefits and premiums may change.

To change your coverage, login to your myEPP profile page. From MyEPP, you can:

  • Change a health insurance plan by navigating to the "Health Insurance" tab on the left-side taskbar and selecting "Self-Service."
  • Change a Vision/Dental insurance plan by navigating to the "BeneFeds.com" tab on the left-side taskbar.

All changes go into effect Jan. 5, 2020.

If you enroll or change your enrollment during open season, you should keep a copy of the MyEPP confirmation. This copy acts as proof of enrollment until you receive an ID card from your health plan carrier. If you do not receive an ID card within 30-days of your effective date, please contact your carrier directly.

Outside of Civilian Open Season, you can only make changes following a Qualifying Life Event, such as marriage, birth of a child, change of address, or retirement from active duty.

Civilians can ensure they are taking best advantage of their healthcare benefits by attending Open Season Health Fairs being scheduled over the coming weeks.